Stay long. Live now.
Borrow rands today while staying long bitcoin and covering your life in fiat.
YOUR CASH. YOUR BITCOIN.
Get the rand you need without selling the bitcoin you believe in.
Trusted by borrowers everywhere
We were the first bitcoin-only backed lender in SA.
Licensed and regulated
We are an authorised financial services provider and registered credit provider in South Africa.
24/7 collateral monitoring
We watch your loan-to-value any time, day or night.
Borrow against bitcoin for less
Our rates cover what it costs us to fund your loan and hold your collateral safely. No hidden fees, no padding and one clear rate and fixed fee you see before you apply. As we grow, we'll keep bringing the cost of borrowing down. That's trust over teaser rates.
RECEIVE LOANS INSTANTLY
No credit checks or lengthy processes. Approval is based on the bitcoin collateral you hold, not your credit score.
CLEAR RATES, NO SURPRISES
We offer 12 month loans with no early repayment penalties. Annual interest rates range from 15% to 19% with a fixed origination fee.
WE NEVER REUSE YOUR BITCOIN
We never rehypothecate. Your bitcoin is never lent out or put to work behind your back. it stays locked as your collateral and comes back in full when you repay.
COMPLETELY SECURE CUSTODY
Your bitcoin sits in a South African-based multi-vendor multisig vault. No single point of failure. Don't trust, verify.
BITCOIN MEANS BUSINESS
Unlock working capital from your treasury. Borrow against your company's bitcoin, keep it on your balance sheet, and access preferred rates for larger loan requirements. Join businesses growing with us.
How we keep your bitcoin safe
Keeping your bitcoin safe is the most important thing we do. It is held in cold multisig custody: keys stay offline, coins never move without multiple approvals, and you can verify your collateral on-chain at any time.
GetBitcoinLoans is licensed and regulated by the FSCA in South Africa.
Our custody is built on multi-vendor hardware, so no single device can fail you.
We hold your collateral in a secure, dedicated, 2-of-3 multisig custody wallet.
Manage your loan anywhere, anytime.
Track your loan-to-value, repay, top up and download statements. All you need, in one account, wherever you are.
Get your rand, fast
Once your collateral confirms, we pay rand straight to your bank, usually the same day. Faster still the next time around.
STAY LONG. LIVE NOW.
We're building the best way to unlock the value in your bitcoin without giving it up. Min fees. Max ease. Full custody you can verify.