CALCULATE YOUR LOAN NOW
Borrow rand against your bitcoin without selling it. Design your loan and see exactly what you'll pay. There's no account needed to explore.
- Annual interest rates from 15%. The more you borrow, the less you pay.
- Rand in your bank usually the same day your collateral confirms.
- Your bitcoin remains yours. So does the upside.
Pay interest each month, principal at the end.
Enter an amount more than R 21 000 and less than R 21 000 000 to see your loan terms.
HOW A BITCOIN-BACKED LOAN WORKS
1Design your loan
Borrow up to 50% of the value of your bitcoin collateral. Choose loan amount and terms, and see your exact rate and repayment instantly.
2Send your bitcoin
Send your bitcoin collateral to a unique deposit address we generate for you, held in cold multisig.
3Get your rand
Once your collateral confirms, we pay rand straight to your bank, usually the same day.
Bigger loans, lower rates
Our rate drops as your loan grows: 19% up to R250 000, 17% up to R1 000 000, and 15% above that. Borrow more, pay less.
How we keep your bitcoin safe
Keeping your bitcoin safe is the most important thing we do. It is held in cold multisig custody: keys stay offline, coins never move without multiple approvals, and you can verify your collateral on-chain at any time.
GetBitcoinLoans is licensed and regulated by the FSCA in South Africa.
Our custody is built on multi-vendor hardware, so no single device can fail you.
We hold your collateral in a secure, dedicated, 2-of-3 multisig custody wallet.
GET STARTED TODAY
Design your loan in minutes and get the rand you need, without selling the bitcoin you believe in.